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What should you know about your lender?

When you are buying or selling properties in Illinois, one of the professionals you will need to negotiate with is your lender. Your lender will oversee the financial aspect of your latest investment and secure an interest rate for you, as well as lay out the conditions for your payments for the property. As you work to develop a relationship with your lender, it is important to ask the right questions so you can verify that your initiatives will be observed. 

Answering the general questions about your lender including his or her location can be achieved with a bit of simple research. Searching for a website or social media profile can be an excellent way for you to gather information that may help you to narrow down your prospects. You can also get helpful information from the reviews of other clients who have worked with the lenders you are considering, which may help you to identify if they will be able to meet your needs effectively. 

According to Zillow, Inc., some of the other questions you may consider asking to help you make a confident decision about who you choose to use, include the following:

  • Are you able to provide more information about your fees, as well as your terms and conditions?
  • What are the various loan programs you offer?
  • Have you worked with a buyer or seller with similar conditions to my own?

The information in this article is intended for educational purposes only and should not be taken as legal advice.  

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  1. The Essig staff are courteous and helpful, and the attorneys are professional and knowledgeable. They are very efficient, with prompt turn-around times on title orders and real estate closings. I would highly recommend this office to others!

    -Donna Jones Craig Jim Maloof Realtor

  2. The Essig staff are courteous and helpful, and the attorneys are professional and knowledgeable. They are very efficient, with prompt turn-around times on title orders and real estate closings. I would highly recommend this office to others!

    -Donna Jones Craig Jim Maloof Realtor

  3. The Essig staff are courteous and helpful, and the attorneys are professional and knowledgeable. They are very efficient, with prompt turn-around times on title orders and real estate closings. I would highly recommend this office to others!

    -Donna Jones Craig Jim Maloof Realtor

  4. The Essig staff are courteous and helpful, and the attorneys are professional and knowledgeable. They are very efficient, with prompt turn-around times on title orders and real estate closings. I would highly recommend this office to others!

    -Donna Jones Craig Jim Maloof Realtor

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Washington Office 135 Washington Square Washington, IL 61571 Phone: 309-481-2431 Fax: 309-444-1916 Map & Directions

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